Once we undertake the necessary research, we are then able to obtain quotes from partnered insurance companies for ultimate protection to executors, administrators and beneficiaries against a claim being made on the estate by any unknown part of the family after it has been distributed.


  • Helps to cover all eventualities, such as unknown or untraced heirs coming forward at a later date, including illegitimate descendants or family members who have immigrated to countries with limited records.
  • Reassurance that you are protected from any unpredictable events.
  • Peace of mind that the estate monies are secure once successfully distributed
  • Easy to obtain quick, reliable insurance policies, helping to speed up the process.
  • Our working relationship with multiple insurance providers means we can provide an attractive and competitive quote.

Fraser and Fraser work closely with a number of insurance companies, listed below. This ensures we are able to broker between different firms so we can obtain the best price for you. In fact, we can guarantee it will be less than or equal to any quote from a rival firm.

We can only offer insurance policies where the research has been conducted by us, in order to produce the professional genealogy report required by insurance companies.

If you are looking for an expert to double check your research and suggest improvements in order to obtain Missing Beneficiary Insurance, we have options for you too!

Fraser and Fraser are authorised and regulated by the Financial Conduct Authority for insurance mediation activities.